【週刊】『ISO20022×クリプト』記事まとめ 11.12-18

こんにちは、マスオです。

毎週末は「ISO20022関連の仮想通貨銘柄」の情報をお届けしたいと思います。ISO20022に準拠した仮想通貨と言っても、そういったものは実は存在しません。しかし、この送金メッセージ規格に準拠させていく可能性のある仮想通貨銘柄はあります。そこに絞って、この1週間の動向をチェックしていく。このようなコンセプトで進めていきたいと思っています。

(ISO20022とは何かについては、以下の動画をご覧ください)

取り上げる記事については、公式の運営元が発信するユーティリティ(実用性)・提携発表・サービスの拡大に関連するものを中心に、リソースと共に紹介していきます。ご興味がある方にとって有用な情報源になれれば幸いです。それでははじめていきます。

XRP(Ripple)

▶ Ripple LabsがAMMをXRP Ledgerに統合し議論に拍車をかける(2023.11.17)

XLM(Stellar Lumens)

▶ 「ステラ ネットワーク: 地球規模の問題に対処するユースケース」(2023.11.18) ※Coindesk PR記事だがStellarのまとめ記事

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Denell-44 (1).jpg" width="1920" height="1080" decoding="async" data-nimg="1" class="rounded-md aspect-video object-cover" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image/jpeg;base64,/9j/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAANABQDASIAAhEBAxEB/8QAFwABAQEBAAAAAAAAAAAAAAAABQAECP/EACAQAAIBBQEAAwEAAAAAAAAAAAECAwAEBRESISIxQdH/xAAVAQEBAAAAAAAAAAAAAAAAAAAEAf/EAB0RAAICAQUAAAAAAAAAAAAAAAABAhIEExQxUmL/2gAMAwEAAhEDEQA/AOd8dj7O4yccM85S33t3/NU1nsVgra1RcfLLPKX62D5z/aLQLEQqqNbrZdSdxp4ANA6FMyKWlVC44zfLAnt7dnYqzopPg5+qqQ7WX1kG1+NVD1fJNsux/9k=")" srcSet="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fs3y3vcno%2Fproduction%2F863944578723eac6b5236c3a58d51071d1103b64-3876x2579.jpg%3Fauto%3Dformat&w=1920&q=75 1x, /_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fs3y3vcno%2Fproduction%2F863944578723eac6b5236c3a58d51071d1103b64-3876x2579.jpg%3Fauto%3Dformat&w=3840&q=75 2x" src="/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fs3y3vcno%2Fproduction%2F863944578723eac6b5236c3a58d51071d1103b64-3876x2579.jpg%3Fauto%3Dformat&w=3840&q=75"/></figure></div><div data-module-name="article-body" data-module-version="1.0.0" data-module-instance="default" class="article-content-wrapper"><div class="document-body font-body-lg"><p>At the recent Meridian conference, hosted in Madrid by the Stellar Development Foundation (SDF), one thing stood out: The crypto bear market has indeed been for building.</p><p>The event’s focus was clear. The theme, “Unlocking Human Potential,” highlighted the role that streamlined, low-cost and flexible payments play in empowerment and opportunity. The takeaway is that blockchain technology is about more than issuing tokens and trading assets. It is also about utility, helping individuals and businesses around the world connect and transact with each other.</p><p>To that end, the SDF showcased the progress made by the Stellar ecosystem in building the tools to make global disbursements and remittances cheaper, faster and more transparent. In a gorgeous setting and in front of an audience of international organizations, small businesses, developers and users of all types, the SDF introduced new upgrades and affiliations, and highlighted the evolving functionality and transparency of its unique distributed system.</p><p>Below, we highlight some of the recent innovations that featured heavily in presentations and conversations at the event. More detail can be found on<a target="_blank" href="https://stellar.org/"> stellar.org</a>.</p><p>Many of the Meridian announcements were to do with the upgrade and expansion of developer tools, such as the Anchor Platform, the Stellar Wallet SDK and the Stellar Asset Sandbox.</p><h3 class="font-headline-sm font-medium">Anchor Platform</h3><p>One of the key announcements at the Meridian event was the<a target="_blank" href="https://stellar.org/blog/tools-solutions/the-anchor-platform-creating-access-through-on-and-off-ramps"> expansion of the Anchor Platform</a> suite of tools to further facilitate the implementation of on- and off-ramps between fiat and crypto assets. Via Anchor, companies can now access low-cost and fast cross-border payment rails, and can benefit from streamlined conversion to local fiat currencies via two on- and off-ramp standards. This brings greater flexibility and efficiency to local solutions in one integration, and closes the gap between blockchain solutions and real world utility.</p><p>Dozens of startups building with Anchor were in attendance, showcasing their implementations and services. One example was<a target="_blank" href="https://flutterwave.com/us/"> Flutterwave</a>, a Nigeria-based fintech providing payment infrastructure across Africa, which highlighted how the Anchor platform powered its remittance services. Another was<a target="_blank" href="https://banxa.com/"> Banxa</a>, an Australia-based financial technology platform focusing on Web3 services, which shared details of how the Anchor platform enables it to connect to ecosystem wallets and a broader universe of users.</p><h3 class="font-headline-sm font-medium">Stellar Wallet SDK</h3><p>The Meridian 2023 event also saw<a target="_blank" href="https://stellar.org/blog/tools-solutions/announcing-the-stellar-wallet-sdk-build-on-stellar-faster-than-ever-before"> the announcement of</a> the new Stellar Wallet SDK (software development kit), a suite of self-service tools designed to simplify the construction of solutions that solve local and global needs. Businesses can now easily spin up Stellar-based wallets that access the network without piecemeal customization and without requiring deep technical expertise.</p><h3 class="font-headline-sm font-medium">Stellar Asset Sandbox</h3><p>The <a target="_blank" href="https://stellar.cheesecakelabs.com/">Stellar Asset Sandbox</a>, a testing ground for exploring asset tokenization on the Stellar network without intricate coding, also received new features. These include custodial solutions, expanded token management, role-based access control and treasury services. It will also support Stellar’s smart contract network Soroban, currently in testnet. This enables users to engage with and builders to trial a wide range of DeFi applications.</p><p>Other key features of the event involved significant partnerships and products:</p><h3 class="font-headline-sm font-medium">Circle</h3><p>The Stellar stablecoin system expanded in terms of reach and flexibility. Stablecoin issuer Circle<a target="_blank" href="https://stellar.org/press/eurc-launches-on-the-stellar-network"> announced the launch</a> of its Euro stablecoin EURC on Stellar to broaden the utility of fast, global blockchain-based payments. Users have been able to send Circle’s dollar-pegged USDC stablecoin around the Stellar network since 2021, supported by MoneyGram and key crypto exchanges such as Coinbase and Coinme. Now, users can also use Circle’s euro-pegged EURC to facilitate conversion into fiat, depending on their location.</p><h3 class="font-headline-sm font-medium">MoneyGram</h3><p>Building on its successful partnership with the SDF in connecting fiat on- and off-ramps to the convenience of the Stellar blockchain, global payments company MoneyGram recently<a target="_blank" href="https://stellar.org/press/moneygram-announces-plans-to-launch-non-custodial-digital-wallet"> announced plans to launch</a> a non-custodial digital wallet built on Stellar. This is expected to go live in the first quarter of 2024, and will enhance the security of digital asset holdings for users around the world while offering the same level of fast-payment convenience.</p><h3 class="font-headline-sm font-medium">SDP</h3><p>The Meridian event also served to showcase the recent upgrade to the <a target="_blank" href="https://stellar.org/blog/tools-solutions/explore-the-open-source-solution-for-bulk-payments-the-stellar-disbursement-platform">Stellar Disbursement Platform</a> (SDP), a payments interface that runs on the Stellar blockchain.</p><p>SDP enables blockchain-based batch payments around the world for remittances, payroll, contractor payments and the distribution of aid. Today, recipients across Ukraine receive disbursements of aid directly to their mobile devices thanks to the platform’s use by humanitarian organizations such as the UN Refugee Agency UNHCR.</p><p>As of August, the SDP platform is now open source, enabling anyone, anywhere to build the services they believe the network should have. What’s more, app developers and users can take advantage of over 300,000 fiat on- and off-ramps in more than 180 countries around the globe.</p><h3 class="font-headline-sm font-medium">Zodia Custody</h3><p>In September, the SDF revealed the<a target="_blank" href="https://stellar.org/blog/tools-solutions/welcoming-zodia-custody-as-a-technical-host-of-the-stellar-disbursement-platform"> first third-party custodian</a> to connect with the SDP disbursement platform: Zodia Custody, an institutional-grade digital asset custodian majority-owned by the multinational bank Standard Chartered. Zodia’s participation enables organizations that don’t want to set up blockchain integrations to benefit from the low-cost and transparent ease of sending bulk disbursements to thousands of recipients at once, with the assurance of secure asset custody solutions.</p><h3 class="font-headline-sm font-medium">Beans and Boss</h3><p>The versatility of the SDP was further showcased by the announcement that two new wallets, Beans App and Boss Money, have integrated with the platform.</p><p><a target="_blank" href="https://www.beansapp.com/">Beans App</a> is a Netherlands-based, remittance-focused service that offers savings accounts as well as instant and free cross-border transfers in over 50 currencies with QR support and a simple interface.</p><p><a target="_blank" href="https://bossmoney.africa/">Boss Money</a>, owned by US-based fintech and telcom provider IDT Corporation, is a pan-African, Stellar-based wallet that does not require a smartphone, enabling US senders to reach a broader demographic.</p><p>With these integrations, users of Beans and Boss can interact with an even broader audience, reaching any SDP user, anywhere. And any SDP user can send to Beans and Boss users, even if the sender doesn’t have the relevant app installed. This broadens the range of potential services for businesses and individuals to include aid disbursements, saving and investing initiatives, payroll, payments to suppliers and more.</p><p>Perhaps the biggest takeaway from the Meridian event, however, was the passionate drive to improve opportunity and financial access for everyone. The optimism and determination rippled through the venue, on stage, in the hallways, in the breakout rooms and by the coffee tables, as attendees focused their attention and vision on real-world blockchain utility.</p><p>The platforms and protocols developed by the SDF using Stellar blockchain technology have created a flexible set of tools for builders to amplify. The big-name partnerships, well as the variety of integrated applications, broaden the potential utility even further.</p><p>The past year in the Stellar ecosystem has been one of careful user-focused expansion. Since the coming year will bring more development, more applications and even more cross-industry collaboration, Meridian 2024 is likely to be even more uplifting.</p></div></div></div><div class="flex"></div></section><!--$?--><template id="B:0"></template><!--/$--><!--$?--><template id="B:1"></template><!--/$--><div id="drawer-wrapper" class="sticky bottom-0 h-52 lg:h-32 w-full items-end hidden"></div><footer data-module-name="footer" data-module-version="1.0.0" data-module-instance="default" class="bottom-0 flex w-full flex-col items-center bg-[#FAFAFA] px-0 pb-[64px] pt-4 lg:pb-0" id="footer"><div class="container mx-auto xs:p-4 xs:grid-cols-4 xs:gap-4 sm:p-4 sm:grid-cols-4 sm:gap-4 md:p-6 md:grid-cols-8 md:gap-6 lg:p-6 lg:grid-cols-12 lg:gap-6 xl:p-6 xl:grid-cols-16 xl:gap-6"><div class="max-w-[100%]"><div class="mb-8 flex w-full flex-col items-start justify-between lg:flex-row lg:items-center"><div class="mb-0 lg:mb-0"><a class="flex items-center justify-center" title="CoinDesk 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At the recent Meridian conference, hosted in Madrid by the Stellar Development Foundation (SDF), one thing stood out: The crypto bear market has indeed been fo…

▶ 173か国で活動の AlchemyPay と Stellar の最近の統合により暗号通貨用途拡大へ(2023.11.17) ※Stellarネットワーク7億回のオペレーションを達成との報告も

▶ ウォレット大手プロバイダーDecafとStellarネットワークの提携でラテンアメリカでの $USDC $XLM 普及が拡大中(2023.11.14) ※PR含めですが決済網の話題が増加

XDC(XDC Network)

▶ Yodaplus の提供するソリューション「DocuTrade」が電子船荷証券変換と資本提供で前例のない貿易金融取引を促進します(2023.11.14) ※貿易取引でXDCが扱えるようになった理由も書かれています

ALGO(Algorand)

▶ Quantoz Paymentsがアルゴランドのブロックチェーン上で規制されたプログラム可能なユーロ法定通貨「EURD」を発行するライセンスを確保(2023.11.15)

HBAR(Hedera Hashgraph)

▶ 英国から中東まで医療エコシステムを展開する Digipharm が Hederaネットワークの導入を促進団体 Hashgraph 協会が推進する「ハッシュグラフ イノベーション プログラム」へ参加を発表(2023.11.15)

NXRA(AllianceBlock)

Web3 と RWA はこれまでのマイクロファイナンスが解決できなかったことを解決する可能性がある(2023.11.15) ※Allianceblockのサービス紹介が複数登場する記事

▶ 北テキサス州の特許申請・世界11位(250大都市で)、その中にHedera Hashgraph のネットワーク内分散データベースも(2023.11.15) ※Hederaエコシステムが複数関与

CSPR(Casper Network)

▶ 「Casper とその将来について知っておくべきことすべて」(2023.11.12) ※Casperの概要説明記事

QNT(Quant Network)

▶ 「CBDCの導入でスマートロックが普及する」(2023.11.17) ※なぜ金融機関がブロックチェーンにわざわざ取り組むのか、Quant CEOが語る内容

※スマートロックとは?(2023.10.26の説明)

▶ 「ALFIのロンドンカンファレンスのパネルセッションで、Quantの最高製品責任者が資産デジタル化について議論」(2023.11.13) ※CBDCだけでなく商業銀行のトークン化された資産も必要との記事

▶ 「アセット間移動を達成する際に伴う障害についての議論」(2023.11.16) ※26ページにおよぶ論文

IOTA

(今週はピックアップ記事なし)

その他ISO20022関連

▶ ISO20022: 金融およびブロックチェーン分野への影響を理解する(2023.11.13) ※分散台帳技術 (DLT) ネットワークの金融システムへの統合”資格”

 (抜粋)

以上です。

いかがだったでしょうか。来週の動向にも注視していこうと思います。よろしければお付き合いください!(先週分のバックナンバーはこちらです✨)

【週刊】『ISO20022×クリプト』記事まとめ 11.5-11

こんにちは、マスオです。 毎週末は「ISO20022関連の仮想通貨銘柄」の情報をお届けしたいと思います。ISO20022に準拠した仮想通貨と言っても、そういったものは実は存在し…

損益計算ソフト『クリプタクト』(無料リンク)

https://px.a8.net/svt/ejp?a8mat=3HOV5R+EDZ52Q+4DGW+5YZ77

XDC国内初上場取引所「SBIVCトレード」

※口座開設に招待コード【x13se】使うと1000円が振り込まれます。よければお使いください

<暗号通貨の安全管理:YouTubeで解説中>

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❷2つの購入(送料がまとめられます)

★第1弾動画『ハードウェアウォレットの購入方法、安全な初期設定について』

★第2弾動画『ハードウェアウォレットの有事の操作について』

★第3弾動画『新トークン・NFT・ウォレット内通貨の交換などについて』

初心者にやさしい仮想通貨取引所のご紹介

手数料が最も良心的な国内取引所。ビットバンクの口座開設

暗号資産(仮想通貨)ならビットバンク(bitbank)

ビットバンク(bitbank)は、ビットコイン(BTC)・XRP(リップル)・イーサリアム(ETH)など人気の暗号資産(仮想通貨)を売買できる取引所です。豊富な銘柄数と安心のセ…

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【週刊】『ISO20022×クリプト』記事まとめ 11.12-18” に対して2件のコメントがあります。

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